Your Local Lending Team

Believe More. Achieve More.

We Care,
We Communicate,
We Close!

We Care,
We Communicate,
We Close!

Work With A Lender Who Cares

At APM Carolinas, we understand that the mortgage process can be complex and daunting. As a local mortgage lender, we take pride in living by our slogan, “We Care, We Communicate, We Close.”

Our unwavering dedication to you means we continually adapt and evolve in this ever-changing industry. With numerous loan options and countless client situations, we promise to always be learning and exploring innovative approaches to assist you in achieving your homeownership dreams.

APM Carolinas is committed to making a lasting impact by simplifying the mortgage process and guiding you every step of the way.

We Bring People Home

With over 20 years of experience working first hand with families and their home financing needs, it is our goal to simplify the process and help make the road to closing as smooth as possible. We strive to provide every client with open communication and complete transparency.

Where most lenders may make a quick decision off the initial application process, we take a different, hands on approach. We work with clients for the long term and help make their goals of owning a home a reality regardless of what that may look like upon the initial call. Whether it’s closing in less than 30 days or coordinating a new construction purchase, we have the knowledge to make it a pleasant and positive experience.

A 5 Star Lending Experience

Check out what some of our customers have to say about their APM Carolinas experience!

Hannah Herman
September 18, 2023

The Crescenzo team stepped in when another lender wasn't able to get me approved as a travel nurse buying my first home. They did it in a timely manner and worked closely with the seller agent to make sure we got the best deal. Everyone on his team was efficient and the communication was on point. I would definitely use them again and highly recommend them.

Matthew Kosienski
September 18, 2023

Phil and his team are very professional, we relocated from New Jersey and we’re looking for a property and had problems obtaining financing after six months of agony. We contacted Phil and his team made the transaction a Reality. Their transparency and clear-cut approach helped us to make this a reality. Thank you so much.

Kenneth Williams
September 7, 2023

Number ONE TEAM all worked hard to get us our permanent home

We Care, We Communicate, We Close.

Ask anyone on our team & they’ll tell you that the difference at APM Carolinas is the 3 C’s.

Follow Us!

Check out our recent posts, and follow APM Carolinas on Instagram!

Join the #TeamC Rewards Club.💛 Each month, if you leave us a review on Google, you will be entered to WIN a prize from #TeamC. 🥰THEN, if you post a picture of yourself with that prize and tag us, you will be entered to WIN the #grandprize, an APM Carolinas Christmas Bundle (but you have to tag us in the post - so we can add you to that giveaway). 

#TeamC Rewards Club/How it works: 
👉Leave us a Review on Google
👉Be on the lookout for our post, the first week of October, of our #lucky winner.
👉If you won, tag us in a picture on your social, and you will be entered to win the grand prize, an APM Carolinas Christmas Bundle. 

We Care. 💛We Communicate. 💬We Close. 🤝 Thank you in advance for all the new reviews! ☺
We loved being able to help get the job done! #WeCare 💛  #WeCommunicate 💬#WeClose 🤝
APM Carolinas is NOW HIRING licensed loan officers who are driven to make a difference. 💛 Reach out if you are interested in joining our hardworking team as we create homeowners! Email James at
or call him at 843-405-4173 to apply.
#TeamMemberSpotlight ✨ Meet Amanda, she is the new Operations Manager for APM Carolinas 🙌

👉Fun Fact: Growing up, she wanted to be a lawyer, and after becoming an “official” lawyer, she started a career in mortgages. It’s been 11 years, and she hasn't looked😎
👉Her Birthday: October 17 🥳
👉She started with APM Carolinas in July of 2023 💪
👉Her Favorite Teams: Carolina Gamecocks, Denver Broncos, Atlanta
👉Her Hobbies: Puzzling, gardening, step aerobics, reading📚
We will always remember. 🤍
Are you ready for some football?�🏈 Here's to weekends full of games, tailgates with family & friends, and bitter rivalries in the office.💚 The Crescenzos (and a few others 😉) will be cheering on the Eagles 🦅 hoping to make it to the #biggame once again but with a very different outcome! 💪 #FlyEaglesFly #GoEagles
#WelcometotheTeam 😎Jay Lumpkins! He is one of our new Senior Loan Officers in our Greenville, SC office 🙌. Jay and the whole #APMCarolinas family look forward to bringing people home in the upstate! #WeCare #WeCommunicate #WeClose
Thank you, Deb, for trusting us to help you during this process!  #WeCare 💛#WeCommunicate💬 #WeClose 🤝
Happy Labor Day to all of the dedicated individuals that help our society prosper! Today and every day, we are especially grateful for our hardworking family at APM Carolinas. The work we witness to create new homeowners is inspiring. We hope you all enjoy your day! 🇺🇸🛠👏
#APMCarolinas #LicensedLoanOfficers #Locallender #MortgageLender #Mortgage #Lending #RealEstate #Housing #NewHome #BuyAHome #Charleston #SouthCarolina #NorthCarolina #Carolinas #WeCare #WeCommunicate #WeClose #LowcountryLiving #LaborDay