Leadership
Phil Crescenzo Jr.
Division President, NMLS ID: 95618
Time In Business: 23 Years
Phil has been responsible for problem-solving & structuring some of the most complex loans in the mortgage industry since 2000. Trusted by national home builders & top producing real estate agents, Phil runs the branch with a high level of commitment & dedication to excellence.
Fun Facts: Philadelphia Eagles Super Fan, Above Average Golfer, Green Egg Expert, Handyman, Father of 4, Believer
Phil Crescenzo III
VP of Sales, NMLS ID: 1643723
Time In Business: 4 Years
PJ is Phil’s right hand and first-born son. Responsible for overseeing all aspects of production, operations, & marketing as the second in command. PJ is a system-driven leader & has helped multiply Phil’s production since joining in 2020.
Fun Facts: Philadelphia Eagles Fan, Husband, Father, Avid Reader, Student of Growth, Believer
Amanda Baker
VP of Operations
Time In Business:
A valuable member of the APM Carolinas team!
Fun Facts: Grew up wanting to be a lawyer, loves puzzling, gardening, step aerobics, & reading
James Essen
VP of Growth
Time In Business:
As Vice President of Market Growth, James Essen is focused on leading, coaching and recruiting. Over his nearly 20-year career, James has held leadership roles in the broker, non-bank/correspondent, and bank distributed retail spaces.
James’ industry experience has shown him that homeownership creates generational wealth in America – something he is very passionate about. James supports this goal by bringing on the top loan advisors and building the best branches possible. James’ leadership skills have also allowed him to become a certified John C. Maxwell coach, trainer, and speaker.
Fun Facts: Avid Golfer, Husband, Father of 5, Loves to Travel & Volunteer, World’s greatest tetherball player
Sales
Nate Gafken
Senior Loan Officer
Time In Business: 20 Years
A valuable member of the APM Carolinas team!
Fun Facts: Michigan Wolverines Fan, Traveler, Fisherman
Robin Freeman
Senior Loan Officer
Time In Business:
A valuable member of the APM Carolinas team!
Fun Facts: Enjoys family, cooking, kayaking, swimming, walking and kickboxing. Team Jesus!!!
Brad Payne
Loan Officer
Time In Business:
A valuable member of the APM Carolinas team!
Fun Facts: Coming Soon
Dennis Fields
Loan Officer
Time In Business:
A valuable member of the APM Carolinas team!
Fun Facts: Coming Soon!
Jay Lumpkins
Loan Officer
Time In Business:
A valuable member of the APM Carolinas team!
Fun Facts: Has lived in 7 different locations in the past year. Former Semi-Professional Marathon Runner. Minnesota Vikings & Clemson Tigers Fan. Likes hiking and golfing.
Jacob Poore
Loan Officer
Time In Business:
A valuable member of the APM Carolinas team!
Fun Facts: Die Hard Raiders Fan (Oakland to LV). Has lived in 6 different states!
Dan Vishnevetsky
Loan Officer
Time In Business:
In the mortgage industry, I have helped countless families and individuals achieve their dreams of home ownership. My philosophy is simple: “Treat every client as if they were your only client, no matter how busy you get.” I work closely with all clients to find the best home financing options that fit their needs, by listening. This attentiveness has earned me a loyal following of clients who know they can rely on me for straightforward advice and honest service.
Fun Facts: Born in Russia, Minnesota Vikings Fan, Fitness Enthusiast
Brody McGuire
Loan Officer Assistant
Time In Business: 1 Year
Rising star, responsible for initial applicants & various client needs as a client concierge from start to finish. Cares immensely about his clients.
Fun Facts: Fan of the Minnesota Vikings, Student of Growth, Brother to 4, Believer
Jenny Douglas
Loan Officer
Time In Business:
A valuable member of the APM Carolinas team!
Fun Facts: Coming Soon!
Theresia Ware
Loan Officer Assistant
Time In Business: 3 Years
Master of hospitality, responsible for initial applications as a client concierge. Exceptional attention to detail & valued member of the team.
Fun Facts: Mother of Four, Lover of Tennis & Photography, Believer
Laurie Fulmer
Loan Officer
Time In Business:
A valuable member of the APM Carolinas team!
Fun Facts: Been skydiving in Hawaii, Pickleball Player, South Carolina Gamecocks Fan
Stephanie Summers
Loan Officer Assistant
Time In Business:
A valuable member of the APM Carolinas team!
Fun Facts: Loves the Outdoors, Reading, Cooking, & Emma (her Chocolate Lab)
Operations
Amber Gross
Senior Processor
Time In Business: 8 Years
VA loan expert, professional problem solver, high level of execution, new construction expert, business owner specialist, valued team member.
Fun Facts: Phil Crescenzo’s First Employee, from the Motherland of NJ, Mother to Eva, Professional Vaper
Brooke Grover
Senior Processor
Time In Business: 11 Years
High mortgage IQ, trusted by team members to execute at a high level, top-performing loan processor, seasoned mortgage professional.
Fun Facts: Cooks Six Nights a Week, Mother of Two, Favorite Book – Where the Crawdads Sing
Carrie Keltner
Senior Processor
Time In Business:
A valuable member of the APM Carolinas team!
Fun Facts: Carolina Panthers Fan, Left-Handed
Tyler Nagorski
Production Coordinator
Time In Business: 2 Years
All-around team player, rising star, responsible for branch appraisals, initial disclosures, closing disclosures, & branch operations performance.
Fun Facts: Fan of the Cleveland Guardians & Cleveland Browns, Favorite Food is Italian!
Karen Ostrow
Processing Assistant / Office Manager
Time In Business: 3 Years
Prior roles include 20 years of HR experience, responsible for all employment-related verifications, Hispanic relations, & keeping Team C in order!
Fun Facts: Fosters Greyhounds, Venezuelan Descent, Professional Organizer